The holidays are upon us, and you and your family are probably already busy making plans. As you do, consider that your dental benefits reset at the end of each year, and the term “use it or lose it” also applies to dental insurance.
Maximize Your Insurance Benefits
Be sure to get the most out of your valuable benefits and not leave any 2022 benefits on the table before you spring into the new year! If your insurance is based on a calendar year, consider the reasons why it’s beneficial to ensure you receive the most from your annual coverage:
Save Money on Dental Costs
Since your benefits expire on December 31, it’s easy to lose track of the benefits they still have. Instead of sorting through your insurance policy on your own, ask your St. Augustine, FL, dental office for help in determining if you have remaining benefits and what they are. If you have benefits left and need treatment, you can save significantly by scheduling it before the end of the year.
Get Treatment Before You Deductible Resets
Your deductible also resets every calendar year. This is the amount you must pay out-of-pocket before your insurance covers certain services. You may be closer than you think to reach your deductible if you’ve had treatment this year, which can also help you save on dental treatment.
Use Up Your Annual Maximum
Dental insurance typically has maximums for the amount of dental work they will cover each calendar year. While every company and plan varies, many average about $1,000 annually. Like your deductible, your maximum resets on January 1, so make sure you’re taking advantage of any remaining coverage.
Save Money on Preventive Cleanings & Exams
Most dental insurances cover preventive work, up to two exams and teeth cleanings per year. Even if you don’t need dental work, be sure to use these benefits because prevention is your best insurance against developing major problems that involve complex treatment to correct.
Call Gordon Dental Associates to Check on Your Benefits
If you aren't sure about your maximums, deductibles, or preventive dental coverage, the team at Gordon Dental Associates will be happy to assist you! Contact our St. Augustine, FL dental office to ensure you don't leave any dental benefits on the table.